Omar Ochoa Law Firm

Dallas Insurance Lawyer

No Win, No Fee. Guaranteed.

When insurance companies fail to uphold their obligations, Omar Ochoa Law Firm steps in. Our experienced Dallas insurance lawyers provide robust representation to help policyholders recover what they're owed.

  • Free Consultation

  • Available 24/7

  • No Fee Until We Win

Don't Settle for Less — Let Our Dallas Insurance Attorneys Fight for You

Insurance companies have teams of lawyers working to protect their interests. You deserve the same dedicated legal representation. If your insurer has wrongfully denied your claim, delayed payment, or offered an unfairly low settlement, we’re here to help.

Our insurance lawyers have the experience and resources to take on even the largest insurance companies in Dallas and protect the rights of our insurance clients, from large companies to individual policyholders.

If you are in Dallas or anywhere in the DFW area, call us at (956) 253-3121 or file a request form for a free consultation. We’ll review your situation and explain your legal options.

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We are available to assist you 24 hours a day!

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(956) 253-3121

Insurance Claim Issues We Handle

The skilled attorneys at Omar Ochoa Law Firm represent clients in a wide range of insurance claim disputes with insurance providers in Dallas and throughout Texas. We possess a comprehensive understanding of insurance law and the tactics insurance companies may employ to minimize payouts or deny valid claims.
Our practice areas include:

Business Interruption

Bad Faith Insurance Claims

Property Damage

Homeowners Insurance

Commercial Property Insurance

Fire Damage

Wind Damage

Water Damage

Flood Damage

Hail Damage

Hurricane and Tornado Damage

Car Accident Damage

Life Insurance Claims

Business interruption insurance is designed to help your company recover financially after a covered event disrupts your operations. To improve your chances of a full recovery, it's necessary to meticulously document all lost income, continuing expenses, and extra costs incurred due to the interruption.

Insurance companies are legally obligated to handle claims fairly and in good faith. Texas law provides specific remedies for policyholders who have been subjected to bad faith insurance practices, including the potential to secure additional damages beyond the limits of the policy.

Learn More About Bad Faith Insurance

Property damage can be a stressful and costly problem to contend with. To protect your interests, it’s essential to take detailed photographs and videos of the damage, keep records of all communications with your insurer, and consult an experienced Dallas property damage lawyer for further guidance.

Learn More About Property Damage

Your homeowner's insurance is supposed to protect your home when disaster strikes. Be aware of common tactics insurers use to minimize payouts, such as undervaluing damage, delaying repairs, or denying coverage based on technicalities.

Property damage can devastate businesses, causing interruptions, lost revenue, and costly repairs. Understanding the nuances of your commercial property insurance policy, including business interruption coverage and extra expense provisions, is key to maximizing your recovery.

Fires can cause catastrophic losses for both homeowners and businesses. In addition to property damage, fire claims often involve smoke damage, water damage from firefighting efforts, and potential health risks that require expert assessment.

Learn More About Fire Damage

Strong winds from storms and tornadoes can deal catastrophic damage to properties. Wind damage claims often involve disputes over the cause of the damage, the extent of necessary repairs, and the accuracy of the insurance company's valuation.

Water damage, whether from a burst pipe or a major flood, can be extensive and expensive. Prompt mitigation or remediation is critical to prevent further damage, and it's important to document all affected areas and belongings for your insurance claim.

Flood damage often requires specialized insurance coverage separate from your standard homeowners' policy. To be prepared for potential flood events, carefully review your flood insurance policy's coverage limits, deductibles, and exclusions.

Hail storms in Dallas can be devastating. When filing a hail damage claim, be aware that insurers may attempt to downplay the severity of the damage or offer low-cost repair solutions that may not adequately address the full scope of the problem.

Learn More About Hail Damage

Hurricanes and tornadoes can cause widespread destruction. In the aftermath of a major storm, it's important to document all damage carefully, contact your insurance company without delay, and understand your rights regarding temporary housing and other benefits.

Dealing with auto insurance companies after a car accident can be a challenge, even if you weren’t at fault. You have the right to choose your own repair shop and seek an independent appraisal if you disagree with your provider’s assessment of the damage.

Losing a loved one is difficult enough without the added burden of filing a life insurance claim. Beneficiaries should review these policies carefully, understand the requirements for making a claim, and seek legal assistance if they encounter any roadblocks or denials.

Reach Out For a Free, No-Risk Consultation

You deserve to be treated fairly by insurers and should not have to face unreasonable denials or reductions in your claim's value. The attorneys at the Omar Ochoa Law Office are ready to sit down and review your case. Contact us at (956) 253-3121 for a free case evaluation today.

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Indications That Your Insurance Company Is Acting in Bad Faith

Insurance companies in Dallas are required by Texas law to act in good faith when handling claims. Unfortunately, some insurers engage in unscrupulous practices to deny or underpay valid claims.

If your insurance company is exhibiting any of the following signs, it may be time to consult a bad faith insurance lawyer:

  • Unreasonable delays or lack of communication
  • Denying your claim without a valid reason
  • Offering a lowball settlement
  • Unfair or deceptive practices
  • Failing to properly investigate your claim

If you suspect that your insurance company is acting in bad faith, it's wise to contact an experienced Dallas insurance bad faith lawyer as soon as possible. An attorney from Omar Ochoa Law Firm can help you understand your rights and options and pursue the full and fair compensation you deserve.

Call Today for a Free, No-Risk Consultation

Hold your insurance company accountable and get the benefits you need with the help of our veteran insurance lawyers.

Free Case Evaluation

How Our Dallas Insurance Attorneys Can Help You

Our dedicated legal team is here to handle every aspect of your insurance claim, allowing you to focus on your personal or business recovery. Here are some of the ways we can assist:

Thorough Policy Review

We’ll meticulously analyze your insurance policy to identify all applicable coverages and ensure that the insurance company is adhering to the specified terms and conditions.

Accurate Damage Assessment

We can collaborate with independent experts to accurately assess the full value of your losses, including property damage, medical expenses, lost income, pain and suffering, and other effects.

Efficient Claim Filing

We’ll guarantee that your claim is filed correctly and within the required timeframe to prevent it from being denied on technical grounds.

Effective Communication

We’ll act as your advocate at every stage of the process, handling all necessary communication with the insurance company, its adjusters, and the opposing counsel.

Skilled Negotiation

We’ll leverage our exceptional knowledge of insurance law and negotiation tactics to pursue a fair settlement that accurately reflects the extent of your losses.

Aggressive Litigation

If we can’t reach a fair settlement with your insurer, we’re fully prepared to litigate your case in court before a judge or jury.

Personal Injury Representation

If you’re facing challenges with your insurance company, working with a law firm will give you a dependable advocate, ensuring fair treatment and maximal recovery.

The claims process can be adversarial, with insurance companies often attempting to keep payouts as low as possible. With the skilled bad faith insurance lawyers at Omar Ochoa Law Firm on your side, you can greatly improve your chances of obtaining fair and adequate compensation.

How Much Do Our Services Cost?

Legal costs can be a major concern when you're already dealing with the financial obstacles of an insurance claim. That's why we handle most insurance cases in Dallas on a contingency fee basis. With this arrangement, you won’t pay any attorney fees unless and until we recover compensation for you.

Get Your Free Case Review

Don't settle for less than you deserve - let us fight for you.

No Recovery, No Fee. Guaranteed.

Call us (956) 253-3121 today

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Why Choose Omar Ochoa Law Firm for Your Insurance Claim in Dallas, TX?

Choosing a law firm to represent you is no small matter. Here are a few reasons to consider turning to the proven insurance attorneys at Omar Ochoa Law Firm:

Personalized Service

We recognize that each client and each case is unique. With this in mind, we’ll take the time to understand your specific needs and circumstances and tailor our services accordingly.

Deep Legal Knowledge

Our Dallas insurance lawyers have ample experience handling a diverse array of insurance claims. We’re knowledgeable of all aspects of insurance law and have a strong track record of success in these sorts of cases.

24/7 Availability

We’re available whenever you need us, ready to answer your questions, address your concerns, and provide the support you need as you plan your next steps.

No Upfront Fees

You won’t pay a dime unless we successfully recover the insurance benefits you need. When you win, we win.

Spanish-Speaking Services

We proudly offer our legal services in both English and Spanish to better serve the diverse community in Dallas.

What Our Clients Are Saying

Want to hear more about how we help and what we do? Don’t just take our word for it. Read our real client reviews and testimonials - and see videos from our real former clients. 

5.0

Mr. Ochoa was able to help us after a hurricane get us more for our property damage. Also great friendly staff was able to answer all questions!!!

Richard Trevino

5.0

First time getting a lawyer for an accident, Omar Ochoa Lw firm was very helpful in providing clear instructions and information to help me battle my motor vehicle case. I would highly recommend.

Jodabeni Dondeli

5.0

I am highly recommending Omar Ochoa law firm. We had damage to our roof and were not satisfied with our insurance.  Got recommended to Mr Ochoa he really did all he Could to help us get enough to repair our roof.  Staff are also very friendly and helpful.  This currently helps to feel welcome.  Again I highly recommend if you are looking for help with roof repair and you were not satisfied with your insurance reimbursement

Imelda Garza

Discuss Your Case with a Dallas Insurance Claim Attorney

Insurance companies will take advantage of you if you let them. Don’t. Instead, contact the capable Dallas insurance lawyers at Omar Ochoa Law Firm to schedule a free, no-obligation consultation and learn more about how to recover your entitled benefits.

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Available 24/7

No fees unless we win

Se Habla Español

FAQs About Insurance Claims in Dallas, TX

How long do I have to file an insurance claim in Dallas?

The deadline for filing a claim can vary depending on the type of insurance and the circumstances of the loss. It's a good idea to review your policy and contact your insurance company promptly to avoid missing any deadlines.

When is the insurance company obligated to pay my claim?

Several factors determine whether and how much an insurance company must pay for a claim. Generally, providers must pay when:

  • The loss is a covered peril: Your policy clearly lists the event (fire, theft, windstorm, etc.) as something the company insures against.
  • You've met the policy conditions: You've paid your premiums, filed your claim on time, provided necessary documentation, and cooperated with the company’s investigation.
  • The damage is within policy limits: The cost of repair or replacement doesn't exceed the maximum amount your policy covers for that type of loss.

If all of these boxes are checked and your insurer is still denying your claim or offering too little for it, they may be operating in bad faith.

My insurance company denied my claim. What can I do?

Denial isn’t necessarily the end of the road. You may be able to appeal the decision by providing additional evidence or documentation. An experienced insurance lawyer in Dallas can help you understand the reasons for the denial and guide you through the steps of the appeals process.

What if I disagree with the amount the insurance company is offering?

You shouldn’t feel pressured to accept a settlement that seems insufficient. You have the right to negotiate with the insurance company or seek an independent appraisal to determine the fair value of your losses.

What if the damage to my property was caused by negligence?

If negligence (someone else's careless or reckless actions) contributed to the damage, you may have a separate claim against the responsible party in addition to your insurance claim. A qualified insurance lawyer can advise you on all viable legal options.