Our legal team takes on a wide range of property damage cases, including the following.
Dealing with Property Damage? Trust Us to Be Your Legal Ally!
The San Antonio property damage lawyers at Omar Ochoa Law will fight for your rights from the first meeting to the final award. Reach out today for a free consultation.
Property damage claims can be denied for several reasons. It's important to be aware of some of the most common reasons in order to undertake the claims process effectively:
Your insurance policy may have specific exclusions that prevent coverage for certain types of damage, such as flood damage in flood-prone areas. Review your policy thoroughly to understand its limitations.
If your insurance policy doesn’t cover the type of damage you've experienced, your claim will be denied. For this reason, you must ensure you have appropriate coverage for the specific event or circumstances.
Timely reporting of property damage is crucial. Failing to notify your insurance company promptly after the incident can lead to your claim being rejected.
Providing incomplete or inaccurate information as part of your claim can also result in denial. Make it a point to provide all necessary details and documentation faithfully and with attention to detail.
If the damage existed before you obtained the insurance policy or resulted from ongoing neglect or maintenance issues, it may not be eligible for reimbursement.
You have a responsibility to take reasonable steps to prevent further damage after an incident. If you neglect to do so, your claim will likely be denied.
In some cases, property damage claims can be denied “in bad faith” by insurance companies. A bad faith denial occurs when the insurer acts unfairly or dishonestly in handling a legitimate claim and fails to uphold its contractual obligations.
Common signs indicating bad faith denial include:
Insurance companies may intentionally put off processing your claim without valid reasons, leaving you in procedure limbo and financial distress.
Insurance companies have a legal obligation to thoroughly assess the evidence related to the claims they receive. If the insurer conducts a superficial or biased investigation, the outcome may be an unjust denial.
Some insurers may offer settlements far below the actual cost of repairs or replacements, hoping you'll accept less than what you're entitled to. Unfortunately, this tactic is all too common.
Providing misleading information or deliberately misinterpreting policy terms to avoid payment is also a sign of bad faith.
Denying a claim without a legitimate reason or failing to provide a clear explanation for the denial may indicate that the company is placing its interests ahead of yours.
If you've filed a claim previously, your insurer may wrongfully deny your current claim in retaliation, which is unequivocally a bad faith practice.
Insurance companies have a duty to communicate promptly and clearly with policyholders. Lack of communication or unresponsiveness may reflect an unwillingness to hold up their end of the agreement.
If you suspect that your property damage claim has been denied in bad faith, consult an experienced property damage lawyer in San Antonio at Omar Ochoa Law Firm. We can review your case, assess the insurer's actions, and help you pursue all available legal remedies, including filing a bad faith insurance claim.
Dealing with property damage can be extremely stressful. Let our seasoned legal team handle the insurance battles while you focus on recovering. Call today to set up a free case review!
When you’re left dealing with the repercussions of property damage, our dedicated San Antonio property damage lawyer is here to support you every step of the way. Here's how we can help:
Don’t attempt to take on your insurer without the aid of the proven legal professionals at Omar Ochoa Law Firm.
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Making the decision to work with our firm promises many benefits, including the following.
We put your needs and concerns first, offering exceptional client care with a personal touch throughout the process.
Our services go beyond the basics, providing comprehensive legal support that covers all aspects of your property damage claim.
Our top-notch negotiation skills enable us to secure the best possible outcomes for clients in contentious negotiations with their insurance companies.
We won’t hesitate to take your case to court if necessary. We have a history of successful litigation when insurance companies become uncooperative.
You can always expect transparency in our fee structure, with no hidden costs or surprises.
Want to hear more about how we help and what we do? Don’t just take our word for it. Read our real client reviews and testimonials - and see videos from our real former clients.
We know what’s at stake, and we will fight for you as if you were our own family member. We serve cities across all of Texas, including, but not limited to:
We fight on behalf of property owners. Contact our skilled and experienced San Antonio property damage attorneys today for a free, no-risk consultation.
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First and foremost, it’s essential to ensure your safety and mitigate further damage. Once you’ve done that, document all apparent damage, contact your insurance provider, and seek qualified legal advice.
Coverage can vary, but most homeowners' insurance policies cover damage from events like storms, fires, theft, and vandalism. Review your policy for more specific details.
Promptly report the damage, document it thoroughly with photos, videos, and relevant records, and maintain clear, open communication with your insurer.
You can appeal the decision and potentially file a bad-faith insurance claim if you believe the denial was made unfairly. Contact our firm at (956) 420-6492 to get a no-cost case assessment.
In San Antonio, property damage claims are subject to a statute of limitations that provides a two-year window from the date of the initial incident or discovery. It's crucial to be aware of this deadline when you're considering taking legal action related to property damage.