Your homeowner's insurance is there when things go wrong. We help with claims filed on your or another party’s homeowners insurance.
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Are you being mistreated by an insurance company? Omar Ochoa Law Firm, serving McAllen, Fort Worth, Houston, San Antonio, Austin, and Dallas, can help you fight a bad faith insurance claim. Are you being mistreated by an insurance company? Call us today!
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Overcoming Insurance Disputes with a Texas Insurance Attorney
In the event of an accident or an injury caused by another party’s negligence, you may have the right to file a claim for reimbursement of losses you incurred with the insurance company. While it would be ideal to believe that insurance companies will do so promptly and for the full amount, this doesn't always happen.
Unfortunately for many victims, insurance companies may give them the run-around, either by asking for unnecessary documentation to delay payment, not paying the full amount, minimizing the degree of their injury, or outright denying a legitimate claim.
If your insurance claim has been denied or underpaid, or you need assistance with your insurance recovery, call us at (956) 253-3121 to request a free consultation!
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The Texas insurance lawyers at Omar Ochoa Law Firm understand that a denied or underpaid claim can put you and your family in a serious financial bind. Contact our Texas insurance claim lawyers if you need help resolving any of the following insurance disputes:
Your homeowner's insurance is there when things go wrong. We help with claims filed on your or another party’s homeowners insurance.
A Texas insurance attorney can help expedite a claim, so you can fulfill your landlord responsibilities.
Fires are among the most devastating events a Texas family can experience. If your home is partially or totally damaged by fire, we seek swift payment for your home repairs and your temporary accommodations.
Leaking pipes, putting out a fire, or a damaged roof can all lead to serious water damage. Our Texas insurance lawyers make sure that your claim covers all necessary repairs, including mold remediation.
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Flooding can affect the entire structure of your home or commercial property, from the foundation up. Let our team help you to get the payments on the coverage you're owed.
Springtime hail storms in Texas can cause serious damage to your car or the roof of your house. Prompt payment of a hail damage claim can ensure that the damage is fixed quickly before the problems - especially for a roof - become worse.
Whether you need reimbursement from your own insurance company or you filed a claim for damage caused by another driver, car accident damage is one of the most common types of bad-faith claims our Texas insurance attorneys handle.
A hurricane or tornado is a devastating act of nature - and this is one reason that many bad-faith insurance carriers may deny a valid claim. We make sure that after a disaster hits, you receive your fair compensation.
As a business owner, the prosperity of your business may depend on insurance coverage for business interruption, such as from a disaster or storm. We help you secure the correct value of your lost profits.
Don’t let a bad-faith insurance company get away with underpaying or denying your valid claim. If you've been fighting to get fair payment, turn to a skilled Texas insurance attorney for help.
Losing a loved one is devastating, and fighting unfair insurance companies only makes things worse. Let a compassionate life insurance attorney in Texas help you secure the money that your loved one wished your family to have.
We help Texans across the state navigate roof damage insurance claims caused by severe weather, ensuring fair compensation and a smooth process.
Although each case is unique, they generally follow these steps:
At your initial consultation, we review your case, including the terms of the insurance policy, and advise you of your legal options. If you do have a valid bad-faith case and we agree to work together, then we begin our own investigation.
We will ask for a copy of the insurance policy; if it’s another party’s, then we will obtain it from them. Next, we contact the insurance company and verify the status of your claim. If there are other documents, like medical records or property damage estimates, we'll request those, too.
Our investigation is our preparation to support your claim in court. We may interview witnesses of the incident to verify that the cause was one covered by the policy. We may also complete discovery and formal questioning of witnesses or the insurance adjuster under oath.
After filing a bad faith lawsuit, we may be able to settle with the insurance company outside of court, in mediation, or through a demand letter. We negotiate with them on your behalf, seeking a fair settlement and other damages.
If we cannot achieve a resolution through negotiation, then our lawyers can take your case to trial in a Texas civil court.
Trust our experienced lawyers to handle your case. Reach out for a free consultation with our insurance recovery attorney.
Our Texas insurance attorneys work on a contingency basis, which means that you do not pay legal fees unless we win your case. This arrangement allows us to pursue your case and take the risk of litigation on ourselves.
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Don't settle for less than you deserve - let us fight for you.
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Call us (956) 253-3121 today
We care about finding the best solution for your needs.
Our attorneys have extensive experience across a wide range of industries.
We pride ourselves on being a resource for our clients to turn to whenever they need it.
It’s simple: if we don’t win, you don’t pay.
Members of our team are fluent in Spanish and ready to serve clients in their preferred language.
Want to hear more about how we help and what we do? Don’t just take our word for it. Read our real client reviews and testimonials - and see videos from our real former clients.
In addition to Dallas, Austin, Brownsville and Cameron County, and Hidalgo County, we serve:
Have you been treated unfairly? Our Texas insurance attorneys fight for the rights of insured families, business owners, and individuals against bad-faith insurance companies.
Available 24/7
No fees unless we win
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After filing an insurance claim in Texas, it’s important to know a few reasons why it could be denied. Knowing the potential reasons for denial can help you prepare ahead of time to avoid them and increase the chances the claim will be approved.
Common reasons an insurance company will deny your claim include:
Although these are reasons that an insurance company will deny an invalid claim, they’re also reasons that they may give to deny a valid one - even if you turn in everything correctly and completely. A lawyer can verify whether your claim complies with all the carrier’s requirements.
The length of time it takes to settle a bad faith insurance claim varies depending on how complex the matter is and if it's a large claim. The insurance company has 15 days to respond and settle a claim once it receives the claim.
If it does not settle the claim, then the claimant must file suit within two years of the date of the incident. A lawsuit can take anywhere from a year to several years to conclude.
The insurance company will ask for many documents from you, like a police report, medical records, and a proof of loss statement. Having these ready to submit, or sending them with the claim, helps expedite their investigation.
